Tarjeta Visa&Go

Cards

Discover the advantages of Visa&Go, the deferred payment credit card*

Free issuance and maintenance

Free credit card issuance and maintenance for the first and subsequent years, provided you use the card with no minimum charge.
Flexible payment¹

Repay the credit in instalments. You choose how much you want to pay each month above a minimum amount². With related costs.
Security with CaixaBankProtect^®

Enjoy the alert service offered by CaixaBankProtect^® when you use the card to make purchases.
CaixaBank Pay app

The new CaixaBank app that allows you to manage your cards and pay on your mobile phone.
Contactless

Faster purchases with contactless technology.
More than 13,000 ATMs

Check your balance or withdraw money from the more than 13,000 ATMs in the CaixaBank network or through CaixaBankNow online banking or the CaixaBank app, which you can download from the App Store or Google Play.

Visa&Go: a card that will bring out your best smiles

Find out everything about how the Visa&Go card works here

Related advertising: Issuance and maintenance of a credit card with the deferred payment option.

1. This consists of paying the entire credit used in instalments with an associated maximum interest of 20.88% NIR per year (23% APR). The NIR and APR vary depending on the contract. Your card transactions accrue interest from the time they are made until they are paid in full. The credit limit, which varies according to the contract, is revolving. In other words, it decreases when you make payments (e.g., purchases) and increases as you pay off the balance through the card instalments. As a result, the credit becomes available again.

Representative example calculated for repaying a credit drawn down of €1,500 on 01/12/2020 (total amount of the credit) with the deferred payment method over 48 months (first effective payment on 01/01/2021): 23% APR. 20.88% NIR. Total amount owed: €2,225.26. Total cost of the credit (interest payment): €725.26. Monthly repayments: 47 instalments of €46.36 and a final payment of €46.34. French repayment system. The foregoing assumes that you do not perform any new transactions that increase the card's outstanding balance and that the debt is formalised at the beginning of the period.

We offer a range of financing options in addition to Visa &Go. Please contact your branch for information on the best option for your needs.

2. Although you can choose the monthly payment amount, there is a minimum monthly amount set to reduce the risk of excessive prolongation of the debt repayment period: the result of adding 0.8% to the monthly NIR (obtained by dividing the annual NIR by 12) and multiplying it by the card's credit limit.
Credit cards are granted subject to analysis of the applicant's credit rating and ability to repay the sum, in accordance with the risk policies of CaixaBank Payments & Consumer, E.F.C., E.P., S.A.U.

*Card issued by the hybrid payment institution CaixaBank Payments & Consumer, E.F.C. E.P., S.A.U., with Tax ID A-08980153, and registered in the Bank of Spain Official Register of Companies under number 8776. CaixaBank, S.A. acts as the agent of the card issuing entity. The system chosen by CaixaBank Payments & Consumer to protect payment service users' funds is to deposit them in a separate account opened with CaixaBank, S.A.

NRI: 19470-2021-05555