Personal loans

Study at one of the best Centers and reach the goal you set yourself

CaixaBank supports young people who, like you, dedicate part of their time to preparing for their professional future. That's why we place at your disposal an exclusive offer to finance your studies at certain centers1. Check yours here:

Express Tuition Loan2

A short-term loan you can get quickly and easily. Ideal for covering annual tuition expenses with no unexpected repayments.

Degree/Master's Degree Study Loan2

This loan allows you to pay only interest while you're studying and then begin to make repayments in convenient instalments when you finish.

Below we explain the terms and conditions of the different loans so that you can choose the one that best suits your needs:

Express Loan

Degree/Master's Degree
Study Loan

Amount Tuition fees and related expenses3 
Tuition fees and related expenses3 
Total loan life 10 months Up to 10 years
Capital grace period no grace period Up to 5 years4
Availability A single payment Annual or half-yearly5
Interest rate TIN
0% 5%
APR APR from 6.90% up to 11.92%6 APR 5.12%7
Start-up fee 3% (min. €50) 0 %
Appraisal fee 0 % 0 %
Repayment fee 0 % 0 %
Early repayment fee 0 %  0 %