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Why should you contract the Health Insurance Adeslas Full?

  • Your health in the best hands

    • You will have at your service the largest medical panel of the country, with 44,000 professionals and 1,150 medical centres.
  • Say goodbye to long waiting lists

    • Save time and choose the timeslots to access primary care, specialised doctors and diagnostic resources.
  • Amenities in the case of admission

    • Medical and surgical hospital care for unlimited days and with bed for the companion.

Find the doctor and centres of the General Medical Panel that best suit your needs

  • General medicine and paediatrics.
  • Specialties: gynaecology, ophthalmology, dermatology, traumatology, cardiology, oncology, etc.
  • Diagnosis resources including high technology.
  • Medical and surgical hospital care for unlimited days and with bed for the companion.
  • Hospitalisation in the ICU.
  • Amniocentesis, pre-natal tests and everything related to childbirth preparation.
  • Full treatment to the newborn when they are registered in the policy within 30 calendar days from the date of birth, and as long as the mother is insured in the policy at least 10 months prior to the birth.
  • Corneal and bone marrow transplants.
  • Internal cardiovascular and traumatology prostheses.
  • 12 sessions in Podiatry.
  • Special treatments such as hemodialysis (unlimited sessions in acute and chronic processes) or chemotherapy (day hospitals).
  • Plastic surgery for breast reconstruction and breast prostheses for cases of breast reconstruction after radical mastectomy.
  • Psychotherapy service (20 sessions/year), including eating disorders (40 sessions/year).
  • Outpatient and hospital emergencies.
  • Health assistance abroad, up to a limit of €12,000/year.
  • Exclusions periods of some coverages. Exclusions periods will never apply in life-threatening emergencies.
  • 50% refund coverage up to €500 for medical expenses in Rehabilitation and Physiotherapy.
  • 50% refund coverage up to €200 for medical expenses in Podiatry.

 

Additional services included

  • Telephone medical advice: user support 24 hours a day.
  • Psychology: with special prices in case you want to extend the sessions covered in the policy.

They are the amounts that have to be paid to access certain services and allow to balance the monthly quota of your insurance.

The amount of the co-payment varies based on the different types of sanitary services and/or medical specialties.

Co-payments will not apply, among other circumstances, in case of hospitalisation, surgeries or treatments such as chemotherapy, radiotherapy or hemodialysis.

  • Medical orderly (per session): €2.00.
  • Consults: General medicine and paediatrics: €2.70.
  • Podiatry/Rehabilitation (per session): €2.70.
  • Emergencies: €5.50.
  • Psychotherapy: €9.00.
  • Genetic tests, Nuclear Medicine, Arteriography, Vascular Haemodynamics, Polysomnography, Nuclear Magnetic Resonance (NMRI), Computed axial tomography (CAT/Scan), Lithotripsy: €12.00.
  • Other tests and action not previously mentioned: €4.00.

Some guarantees require authorisation. Therefore, if one of our professionals prescribes you a service, such as medical tests, you will have to present this prescription so that we can manage its conformity and authorisation.

The coverages and tests subject to medical authorisation.

  • Hospital admissions
  • Medical tests.
  • Rehabilitation.
  • Clinical psychology.

All the guarantees included can be accessed immediately except for those with a specific exclusion period that can vary between 3 and 10 months.

The exclusion period is the period of time during which some coverages included inside the guarantees of the policy are not available.

Grace periods will never apply in life-threatening emergencies.

The following coverages are subject to an exclusion period:

3 months for:

  • Special treatments: electoradiotherapy, lasertherapy in treatments with photocoagulation in ophthalmology and in musculoskeletal rehabilitation.
  • High-tech diagnosis resources: immunohistochemistry, ergometry, Holter, electrophysiology and therapy studies, nuclear medicine, amniocentesis and karyotypes, polysomnography, PET, CAT, PET/CAT. And genetic tests.
  • Outpatient surgeries.

6 months for:

  • Tubal ligation and vasectomy.
  • Interventionist diagnosis techniques: vascular and visceral interventional radiology and vascular hemodynamic.

10 months for:

  • Other special treatments: dialysis and artificial kidney, lasertherapy: surgical laser in peripheral vascular surgery, coloproctology, gynaecological, otorhinolaryngological and dermatological surgical procedures. Renal lithotripsy, Chemotherapy, radiation oncology.
  • For the insurer to bear the cost of the covered prosthesis and its implant.
  • Hospitalisation and procedures as an admitted patient or at a day hospital.