Declined due to insufficient credit limit
The transaction you want to complete exceeds your credit limit:
When you exhaust your MyCard credit limit1, this allows you to continue making purchases using your account balance as long as you have the 2 days payment method and you have enough balance in your account.
What do you need to do to continue making purchases?
If you change the card payment method to 2 days, you will be able to continue making purchases beyond the credit limit of the card: once you have reached your card limit, you can continue to make purchases up to €3,000 every 2 days, provided you have sufficient funds in your linked CaixaBank account to cover your outstanding balance.