1. CaixaBank, S.A., with Tax ID A08663619, registered in the Special Administrative Register of the Bank of Spain, under code 2100, is the entity offering the bank account.
2. free of issuance and maintenance fees. CaixaBank, S.A., markets products offered by the hybrid payment institution that offers the debit and credit cards, CaixaBank Payments & Consumer, E. F. C., E. P., S. A. U., (hereinafter CPC), with registered office at Avenida de Manoteras n.º 20, Edificio París (28050 Madrid). The system chosen by CPC to protect the funds of payment service users is to deposit them in a separate account opened with CaixaBank, S.A. Issuance of the card subject to approval by the CPC. You can see the usual prices for frequent banking services (Annex 1) at www.caixabank.es/particular/general/tarifascomisiones_es.html.
3. CaixaBank, S.A., with tax ID A08663619, registered in the Bank of Spain's Special Administrative Register, under number 2100, and the entity offering Bizum payment. To be able to send money using Bizum, both the sender and recipient must be registered for Bizum. The issuer must also have an account open with CaixaBank. If the recipient is not registered, an SMS will be sent to them to register and receive the money.
4. You will be deemed to have received a salary when you receive a payment described as such. Transfers are not considered salary payments for the purposes of this campaign.
5. Offer of €50 net valid throughout the national territory for new payroll direct debits from €400 to €999.99 in an account opened at imaginBank, with a duration of 12 months. Offer of €150 net valid throughout the national territory for new payroll direct debits of €1,000 or more in an account opened at imaginBank, with a duration of 48 months. In any of these cases, the income is considered monetary remuneration, so it may be affected by current tax regulations in the event that you have to file an income tax return. Not cumulative with other income direct debit promotions (payroll, self-employed or pensions) carried out after 01/01/2022 or with direct debit payrolls that come from another CaixaBank account. More information at www.imagin.com.
6. Life insurance offered by Vidacaixa, S.A.U. and non-life insurance offered by SegurCaixa Adeslas, S.A. de Seguros y Reaseguros. CaixaBank, S.A., exclusive banking and insurance operator of VidaCaixa, S.A.U. de Seguros y Reaseguros and authorised by SegurCaixa Adeslas, S.A. de Seguros y Reaseguros, with Tax ID A08663619 and registered office at Calle Pintor Sorolla 2-4, 46002 Valencia. It is registered in the Register of Insurance Intermediaries of the Spanish Directorate-General of Insurance and Pension Funds under code OE0003. It has the corresponding professional civil liability insurance to cover any liability for professional negligence in accordance with legislation in force. Visit the company website for more information.
7. The minimum age for requesting a Youth Card depends on which type of Card you want and the Autonomous Community you live in. In Catalonia, the Balearic Islands and Asturias, you can request a non-financial version from the age of 12, the debit card and prepaid version from the age of 14 and the credit card version from the age of 16. In the Canary Islands and Melilla, you can apply for a non-financial version and the debit and prepaid version from the age of 14, and the credit card version from the age of 16. In Murcia, you can apply for the non-financial version and the debit card version from the age of 14 and the credit card version from the age of 16. In Madrid, Castilla y León and Navarra, you can apply for the debit card version from the age of 14 and the credit card version from the age of 16. Card types: The Youth Card, a non-financial card for young people between 12 and 30 years old in Catalonia, the Balearic Islands and Asturias and between 14 and 30 years old in Melilla, Murcia and the Canary Islands. The Youth Card, a debit card for young people between 14 and 30 years old and a credit card, for people between 16 and 30 years old. Card issued by the hybrid payment institution CaixaBank Payments & Consumer, E.F.C. E.P., S.A.U. (“CPC”) with Tax ID A-08980153, and registered in the Bank of Spain Official Register of Companies under number 8776. CaixaBank, S.A. acts as the agent of the card issuing entity. Card issuance subject to approval by CPC. You can view the prices usually applied to the banking services most frequently provided (Annex 1) at: www.caixabank.es/tarifas. Youth Card, prepaid card for young people from 14 to 30 years of age. Card issued by electronic money operator Global Payments Moneytopay, EDE, S.L., (M2P) with Tax ID B-65866105, and registered in the Bank of Spain Official Register of Companies under code 6702. CaixaBank, S.A. acts as the agent of the cards issuing entity. The system chosen by CPC and M2P to protect the funds of payment service users is to deposit them in a separate account opened with CaixaBank, S.A. For all types of Cards mentioned: CPC includes free travel assistance insurance. Advertising by imaginerGen, S.A., owner of the "imagin" trademark, which promotes and publicises the Carné Joven programme. imaginersGen S.A. is an agent of CaixaBank S.A., which has Tax ID no. A-08663619 and is listed in the Bank of Spain Official Register of Companies under number 2100.
8. The split payment method consists of paying for your purchases with interest over the period you choose (3, 6, 9 or 12 months and up to 24 months for purchases over €600). The minimum amount is €40 and the maximum is the credit limit available on your card. Representative example calculated for a purchase split on 01-05-2023 for €1,500 (total credit) with the first effective payment on 01-06-2023, split with the card over 12 months: AER 22.42%. NIR 20.40%. Total amount owed: €1,670.88. Total cost of credit (interest payments): €170.88. Monthly repayments of €139.24. French repayment system.
9. The deferred (revolving) payment method consists of paying the entire credit used in instalments, with an associated maximum annual interest rate of 20.40% NIR (AER 22.42%). Any repayments will be added back to your available credit. Representative example calculated for repaying credit drawn down of €1,500 on 01-05-2023 (total amount of the credit) with the deferred payment method over 48 months (first effective payment on 01-06-2023): AER 22.42%. NIR 20.40%. Total amount owed: €2,206.23. Total cost of credit (interest payments): €706.23. Monthly payments: 47 instalments of €45.97 and a final payment of €45.64. French repayment system. The foregoing assumes that you do not perform any new transactions that increase the card's outstanding balance and that the debt is formalised at the beginning of the period. You can view the prices usually applied to the banking services most frequently provided (Annex 1) at: www.caixabank.es/tarifas.
ImaginBank by CaixaBank. Imagin, the trade name of imaginersGen, SA, is an agent of CaixaBank, S.A., a bank that offers financial services.
NRI: 6337-2023-09542