1. The account is not remunerated 0% AER, 0% NIR. CaixaBank, S.A., with Tax ID A08663619, registered in the Special Administrative Register of the Bank of Spain, under code 2100, is the entity offering the bank account.
2. free of issuance and maintenance fees. CaixaBank, S.A., markets products of the hybrid payment entity CaixaBank Payments & Consumer, (CPC), E.F.C., E.P., S.A.U., with Tax ID A-08980153, registered in the Bank of Spain Official Register of Companies under number 8776, and the entity that offers credit cards, the MyCard credit card, imagin&Go and debit. The system chosen by CPC to protect the funds of payment service users is to deposit them in a separate account opened with CaixaBank, S.A. Issuance of the card subject to approval by the CPC. You can see the usual prices for frequent banking services (Annex 1) at https://www.caixabank.es/particular/general/tarifascomisiones_en.html.
3. CaixaBank, S.A., with tax ID A08663619, registered in the Bank of Spain's Special Administrative Register, under number 2100, and the entity offering Bizum payment. To be able to send money using Bizum, both the sender and recipient must be registered for Bizum. The issuer must also have an account open with CaixaBank. If the recipient is not registered, an SMS will be sent to them to register and receive the money.
4. You will be deemed to have received a paycheck when you receive a payment described as such. Transfers are not considered paychecks for the purposes of this campaign.
5. €50 offer valid for Spain for newly direct deposited paychecks of up to €1,000 in an account opened in imaginBank, with a 12-month commitment.
€150 offer valid for Spain for newly direct deposited paychecks of at least €1000 in an account opened in imaginBank, with a 48-month commitment. The penalty for not complying with the commitment period will be the value of the deposit multiplied by the % of the commitment period completed.
In either case, the bonus is considered monetary income, and may thus be subject to the applicable tax laws if you have to file an income tax return. Offer cannot be combined with any other direct deposit promotion (paycheck, freelancers or pensioners) made after 01-01-2021, or with direct deposited income that originates in another CaixaBank account. More information at www.imagin.com.
6. Terms and conditions of the coral campaign: For every salary direct deposited into an imagin account (CaixaBank S.A. is the bank that offers the account) - in compliance with the conditions - the amount necessary to protect 1 coral will be allocated until 60,000 units are reached. More information at www.imagin.com/imaginplanet.
7. The acronym NFT means "Non Fungible Token". Certification through NFTs does not imply the acquisition of the right of ownership and any other right with regard to its content, code, data and other materials; which will always be the property of imagin. You can share the image but you cannot use it. See further information in the terms and conditions.
8. Life insurance offered by Vidacaixa S.A.U. and non-life insurance by SegurCaixa Adeslas, S.A. CaixaBank, S.A. exclusive banking and insurance operator of VidaCaixa, S.A.U. de Seguros y Reaseguros and authorised by SegurCaixa Adeslas, S.A. With tax ID number A08663619 and registered address at Calle Pintor Sorolla, 2-4, 46002 Valencia. Listed in the Spanish Directorate-General of Insurance and Pension Funds Registry of Insurance and Reinsurance Distributors under code OE0003. It has the corresponding professional civil liability insurance in place to cover any liabilities that may arise due to professional negligence, in accordance with current legislation. Visit the company website for more information.
9. The minimum age for requesting a Youth Card depends on which type of Card you want and the Autonomous Community you live in. In Catalonia, the Balearic Islands and Asturias, you can request a non-financial version from the age of 12, the debit card and prepaid version from the age of 14 and the credit card version from the age of 16. In the Canary Islands and Melilla, you can apply for a non-financial version and the debit and prepaid version from the age of 14, and the credit card version from the age of 16. In Murcia, you can apply for the non-financial version and the debit card version from the age of 14 and the credit card version from the age of 16. In Madrid, Castilla y León and Navarra, you can apply for the debit card version from the age of 14 and the credit card version from the age of 16. Card types: The Youth Card, a non-financial card for young people between 12 and 30 years old in Catalonia, the Balearic Islands and Asturias and between 14 and 30 years old in Melilla, Murcia and the Canary Islands. The Youth Card, a debit card for young people between 14 and 30 years old and a credit card, for people between 16 and 30 years old. Card issued by the hybrid payment institution CaixaBank Payments & Consumer, E.F.C., E.P., S.A.U. (“CPC”) with Tax ID A08980153, and registered in the Bank of Spain Official Register of Companies under number 8776. CaixaBank, S.A. acts as the agent of the card issuing entity. Card issuance subject to approval by CPC. You can view the prices usually applied to the banking services most frequently provided (Annex 1) at: www.caixabank.es/tarifas. Youth Card, prepaid card for young people from 14 to 30 years of age. Card issued by electronic money operator Global Payments Moneytopay, EDE, S.L., (M2P) with Tax ID B-65866105, and registered in the Bank of Spain Official Register of Companies under code 6702. CaixaBank, S.A. acts as the agent of the cards issuing entity. The system chosen by CPC and M2P to protect the funds of payment service users is to deposit them in a separate account opened with CaixaBank, S.A. For all types of Cards mentioned: CPC includes free travel assistance insurance. Advertising by imaginerGen, S.A., owner of the "imagin" trademark, which promotes and publicises the Carné Joven programme. imaginersGen S.A. is an agent of CaixaBank S.A., which has Tax ID no. A-08663619 and is listed in the Bank of Spain Official Register of Companies under number 2100.
10. The split payment method consists of paying for your purchases with interest over the period you choose (3, 6, 9 or 12 months and up to 24 months for purchases over €600). The minimum amount is €40 and the maximum is the credit limit available on your card. Representative example calculated for a purchase split on 01-05-2023 for €1,500 (total credit) with the first effective payment on 01-06-2023, split with the card over 12 months: AER 22.42%. NIR 20.40%. Total amount owed: €1,670.88. Total cost of credit (interest payments): €170.88. Monthly repayments of €139.24. French repayment system.
11. The deferred (revolving) payment method consists of paying the entire credit used in instalments, with an associated maximum annual interest rate of 20.40% NIR.AER 22.42%). Any repayments will be added back to your available credit. Representative example calculated for repaying credit drawn down of €1,500 on 01-05-2023 (total amount of the credit) with the deferred payment method over 48 months (first effective payment on 01-06-2023): AER 22.42%. NIR 20.40%. Total amount owed: €2,206.23. Total cost of credit (interest payments): €706.23. Monthly payments: 47 instalments of €45.97 and a final payment of €45.64. French repayment system. The foregoing assumes that you do not perform any new transactions that increase the card's outstanding balance and that the debt is formalised at the beginning of the period. You can view the prices usually applied to the banking services most frequently provided (Annex 1) at: www.caixabank.es/tarifas.
ImaginBank by CaixaBank. Imagin, the trade name of imaginersGen, SA, an agent of CaixaBank, S.A.
NRI: 22064-2023-17195
