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Risk indicator referring to the imagin account. Information required under Ministerial Decree ECC/2316/2015: Current Account

CaixaBank is a member of the Deposit Guarantee Fund for Credit Institutions provided for in Royal Decree 16/2011 of 14 October. The limit of the guaranteed amount is 100,000 euros per depositor in each credit institution

1/6

This number indicates the product risk, with 1/6 representing the lowest risk and 6/6 representing the highest risk.

Promoted product

Learn about imaginTeens

The financial app you want for your child if they are between 12 and 17 years old.

Sign up for their account

Pause / Resume

Learn about imaginTeens

The financial app you want for your child if they are between 12 and 17 years old.

Sign up for their account

Ordenes Ministeriales

Risk indicator referring to the imagin account. Information required under Ministerial Decree ECC/2316/2015: Current Account

CaixaBank is a member of the Deposit Guarantee Fund for Credit Institutions provided for in Royal Decree 16/2011 of 14 October. The limit of the guaranteed amount is 100,000 euros per depositor in each credit institution

1/6

This number indicates the product risk, with 1/6 representing the lowest risk and 6/6 representing the highest risk.

Promoted product

What are the advantages of the imaginTeens account and card?



No fees

No opening or maintenance fees 0%APR, 0% NIR1

Your first card

Choose between: debit with travel benefits, prepaid or Card Young.

Bizum available

To send and receive money instantly, from age 122.

Track their expenses

In real time through CaixaBankNow.

Encourage them so save

With shared savings goals.

CaixaBankNow for you, imaginTeens for your kids

Register them


Register them in the Account for minors section through CaixaBankNow by scanning this QR code with your phone.



Bizum for teens aged
12 and over.

How do I activate it if my child already has imaginTeens?

  • Your child can ask you to enable Bizum from
    the "Payments" section of the imaginTeens app.
  • You can accept their request from the
    CaixaBankNow app.

If they still don't have imaginTeens, open their account in 2 steps.

What cards can I choose from?

Debit card3 for everyday life, and now for travelling

  • No issuance or maintenance fees.
  • For making purchases in shops with immediate charge to the account.
  • They'll pay in any currency worldwide without fees.
  • They can withdraw money free of charge at 13,000 CaixaBank ATMs across Spain.
  • If they travel outside Spain and withdraw cash, we won't charge them any fees.*
    *The ATM operator may charge them for withdrawing cash.
  • Edit the spending limit at any time from the CaixaBankNow app.

Prepaid Card for Teens4

The prepaid option for your children.

  • No issuance or maintenance cost.
  • Comfortably top up the card from your CaixaBankNow app.
  • Top up only the amount you want them to spend. You decide.

Youth Card5

The Youth Card offers discounts on useful and interesting sports, cultural, training, transport and leisure activities.

  • No issuance or maintenance cost.
  • Valid throughout Europe.
  • With exclusive benefits and discounts.
  • Includes free travel assistance insurance.
  • View the fees for your Autonomous Community here.

These advantages are waiting for them!

Exclusive products for them!

They will enjoy thousands of exclusive discounts.

Send them their allowance

Directly to their account through the app so they can plan their expenses and savings.

Saving more than ever

Encourage them to achieve what they want through shared challenges.

Financial education

News, finance and humour for your children to learn, control and better understand their finances.

Control your expenses

From the Kids&Teens section of your CaixaBankNow app you can:

    • Control your money and cards in real time and from anywhere.
    • Send them payments by mobile phone.
    • Incentivise them to save with shared challenges.

Sign up for their account




How do I open an imaginTeens account?

Move list to the left
  • If YOU ARE ALREADY a CaixaBank customer

  • If you ARE NOT a CaixaBank customer

Move list to the right

If YOU ARE ALREADY a CaixaBank customer

Sign up for their account

From your CaixaBankNow app: Apply > Accounts > Account for minors.

Download the imaginBank app on their mobile

You will be able to see and control their transactions in the Kids & Teens section of your CaixaBankNow app.

Sign up for their account

If YOU ARE NOT a CaixaBank customer

Become a customer

With the online account.

Sign up for their account

From your CaixaBankNow app: Apply > Accounts > Account for minors.

Download the imaginBank app on their mobile

You will be able to see and control their transactions in the Kids & Teens section of your CaixaBankNow app.



Become a customer

Financial education, a future inversion

icon video

Saving is possible

icon video

Credit, debit or prepaid?

icon video

Ant expenses

And when they turn 18?

They will automatically become an imagin customer

  • They will control their account and card 100% through the imagin app.
  • The products contracted will continue to be totally free of charge (except for prepaid card recharges).
  • You will be able to access your new app with the same passwords you used in imaginTeens.

Here are some of the discounts for being an imaginTeens member

  • PortAventura + Ferrari Land

    35% discount on the PortAventura Park + Ferrari Land package6

  • Dribo

    15% discount and start to get your driving licence7

  • GoStudent

    15% Discount on any subscription8

  • Regalo Original

    15% discount on all RegaloOriginal.com products.9

Don't be left wondering

Where can the imaginTeens account be opened?

If your child still doesn't have an account with the bank, you have two options for opening one for them:

  • Digital: Through the “Accounts” section on your CaixaBankNow app.
  • In person: By going to your nearest CaixaBank branch and asking to open an imaginTeens account. Your child doesn't have to be there, but you will need to provide the appropriate documentation to verify your identity and prove that you are their legal representative.

If your son or daughter already has an account with the bank but does not have access to the imaginTeens app, you can give them access through the CaixaBankNow app, specifically in the Kids&Teens section.

What documentation is required to open an imaginTeens account at a branch?

The documentation to be provided will depend on the application channel:

  • Digital: Only an ID document of the child will be required, which must be valid at the time of registration.
  • Branch: The child does not need to be present, however, two documents do have to be provided:
    • Child's identity document
      • 12 and 13 years: Both the ID document and document K (provisional NIF) can be provided if the minor does not yet have a national ID.
      • From 14 years of age: The national ID must be provided.
    • Family book or similar document that justifies the relationship of the minor with his/her legal representatives.

How to activate Bizum?

If your child already has access to their imaginTeens app, they can request Bizum activation from the "Payments" section of the app. You can easily accept their application from your CaixaBankNow app.

If your child does not yet have access to the imaginTeens app, you will need to give them access beforehand. You can do this directly from the Kids&Teens section of your CaixaBankNow app (if you already have an account) or by visiting a CaixaBank branch (if they don't yet have an account).

From what age is Bizum available?

Bizum is available to minors 12 and older.

What are the transfer limits using Bizum?

The maximum allowable transfer amounts for minors are 150 euros per day and 450 euros per month.

What does the imaginTeens app consist of?

imaginTeens is a financial app for children between the ages of 12 and 17, designed so they can see their account and card movements and learn how to manage their money. They will be able to receive payments directly to their mobile, create piggy banks with different targets, make payments with their mobile, access educational content and exclusive discounts, and much more! You can monitor everything from your CaixaBankNow app.

Is the app for parents different from the app for kids?

Yes, the apps are different. As the legal guardian, you can control all your child's products and transactions from the Kids&Teens section of CaixaBankNow. On the other hand, your child can manage and control their own money from imaginTeens, an app specially created for children with features adapted to their age.

Are there any fees for opening or maintaining the account?

Nothing! Both the account and your child's cards will be completely free of charge, with no issue or maintenance fees. In addition, these conditions will not change upon reaching the age of 18.

Can I open an imaginTeens account without being a CaixaBank customer?

Of course! To do so, all you have to do is ask for your digital banking contract to be registered at the same branch where you open your child's account. This way you will have access to CaixaBankNow and you will be able to track their transactions and products without having to take out any additional products.

Will I be able to view the imaginTeens account in the app?

Yes, you can view your child's account, their transactions, their piggy banks and their balance.

Can I open an imaginTeens account if my child doesn't have a mobile?

Yes, but you have to realise that in that case, your child won't have access to the imaginTeens app. If you want them to be able to access it, we will need to know their number. If your child does not have a mobile phone when their account is opened, you can provide this information later by going to a CaixaBank branch. Under no circumstances will we use this information for commercial purposes.

Will my child have access to the imaginTeens account?

Your child will be able to view the account you give them access to on imaginTeens. If they already have an account and you don't want them to see or use the account balance, you have to sign up for the pack using the “New account” option. This way, your child will only see the balance of this new account, and the previous account will only be controlled by you. You can also change the visibility from a branch.

I am not the child's parent. Can I still open the account?

The relationship required to open an imaginTeens account is to be the minor's legal guardian.

Can I direct deposit into this account any scholarships that my child gets?

Of course! In fact, the minor has to be the account holder in order to apply for the scholarship or aid.

1. No account maintenance fee. The account does not pay interest 0% APR, 0% NIR. CaixaBank, S.A., with Tax ID A08663619, registered in the Special Administrative Register of the Bank of Spain, under code 2100, is the entity offering the bank account.

2. In order for the minor to send and receive money using Bizum: i) both the sender and the recipient must be registered with Bizum (if the recipient is not registered, an SMS will be sent to them to register to receive the money) and (ii) the minor's legal representative must authorise the minor to carry out payment transactions.

3. ImaginTeens, a trademark of CaixaBank, S.A., which is an entity of the hybrid payment institution CaixaBank Payments & Consumer, E.F.C., E.P., S.A.U. ("CPC"), with registered office at Avenida de Manoteras nº 20, Edificio París (28050 Madrid), which issues the debit card. The system chosen by CPC to protect the funds of payment service users is to deposit them in a separate account opened with CaixaBank, S.A.

4. imaginTeens, a trademark of CaixaBank, S.A., agent of the Electronic Money Institution Global Payments MoneyToPay, EDE, S.L. ("M2P"), whose registered office is at Avenida de Manoteras nº 20, Edificio París (28050 Madrid) and offers the prepaid card. The system chosen by M2P to protect the funds of payment service users is to deposit them in a separate account opened with CaixaBank, S.A.

5. The minimum age for requesting a Youth Card depends on which type of Card you want and the Autonomous Community you live in. In Catalonia, the Balearic Islands and Asturias, you can request a non-financial version from the age of 12, the debit card and prepaid version from the age of 14 and the credit card version from the age of 18. In the Canary Islands and Melilla, you can apply for a non-financial version and the debit and prepaid version from the age of 14, and the credit card version from the age of 18. In Murcia, you can apply for the non-financial version and the debit card version from the age of 14 and the credit card version from the age of 18. In Madrid, Castilla-León and Navarra, you can apply for the debit card version from the age of 14 and the credit card version from the age of 18.

Card types: The Youth Card, a non-financial card for young people between 12 and 30 years old in Catalonia, the Balearic Islands and Asturias and between 14 and 30 years old in Melilla, Murcia and the Canary Islands. The Youth Card, a debit card for young people between 14 and 30 years old, and a credit card for people between 18 and 30 years old. Cards issued by the CaixaBank Payments & Consumer, E.F.C., E.P., S.A.U. ("CPC") hybrid payment institution, with registered office at Avenida de Manoteras nº 20, Edificio París (28050 Madrid). CaixaBank, S.A. acts as the agent of the card issuing entity. Card issuance subject to approval by CPC. You can view the prices usually applied to the banking services most frequently provided (Annex 1) at: www.caixabank.es/tarifas. Youth Card, prepaid card for young people from 14 to 30 years of age. Prepaid card issued by the Electronic Money Institution Global Payments MoneyToPay, EDE, S.L. ("M2P"), with registered office at Avenida de Manoteras n.º 20, Edificio París (28050 Madrid). CaixaBank, S.A. acts as the agent of the card issuing entity. The system chosen to protect the funds of customers using the CPC and M2P payment services is to deposit them in a separate account opened in CaixaBank, S.A. Advertising issued by imaginersGen S.A., the entity that owns the "imagin" trademark, and which promotes the Carné Joven Programme. imaginersGen S.A. is an agent of CaixaBank S.A., which has Tax ID no. A-08663619 and is listed in the Bank of Spain Official Register of Companies under number 2100.

For all indicated Card types: CPC includes free travel assistance insurance.

6. PortAventura + Ferrari Land: 

TERMS AND CONDITIONS OF THE PROMOTION

The advertised product or service is provided by PortAventura World. The discount is offered by ImaginersGen S.A. to imaginTeens users. ImaginersGen S.A. only provides this offer to imaginTeens customers with more advantageous terms and conditions. ImaginersGen has not verified that the product or service is provided correctly and we cannot guarantee that this is the case. The provision of this service corresponds exclusively to PortAventura World, with whom you will sign the corresponding contract if you finally decide to sign up for the service. We accept no liability of any kind resulting from your relationship with PortAventura World. Should you experience any problems or issues after you purchase the product, please call the PortAventura World Customer Service. imaginTeens customers can sign up for the PortAventura World service, with the following terms and conditions: The account holder and up to three companions will be able to take advantage of a 35% discount on the RRP when buying a one-day adult, junior or senior ticket to PortAventura Park. You must be an imaginTeens customer to apply for the promotion. You can purchase tickets on the www.portaventuraworld.com website with the single-use promotional code or by showing your imaginTeens card together with your National Identity Card at the park's ticket office. The promotion is not valid for other PortAventura World parks or facilities. Promotion valid only for those days of the 2024 season calendar of PortAventura World that are expressly eligible for this promotion, which you can view at www.portaventuraworld.com/entradas/colectivos-descuentos. Dates may be subject to change. Broken, amended or photocopied coupons, tickets, cards and passes will not be accepted. Promotion cannot be combined with other offers or promotions. Coupons cannot be redeemed for their monetary value. Sale prohibited. Once you sign up with PortAventura World, this company will be the Controller of your data for the provision of the product or service purchased, and will inform you about the processing of such data

7. Dribo:

TERMS AND CONDITIONS OF THE PROMOTION

The product or service advertised is provided by Dribo. The discount is offered by ImaginersGen S.A. to imaginTeens users. ImaginersGen S.A. only provides this offer to imaginTeens customers with more advantageous terms and conditions. ImaginersGen has not verified that the product or service is provided correctly and we cannot guarantee that this is the case. The provision of this service corresponds exclusively to Dribo, with whom you will sign the corresponding contract if you finally decide to sign up for the service. We do not assume any type of liability arising from your relationship with Dribo. Should you experience any problems or issues after you purchase the product/service, please contact Dribo Customer Service directly by telephone. imaginTeens customers can sign up for the Dribo service, with the following terms and conditions: This promotional code entitles you to a 15% discount on the purchase of a theory class, a theory class with a practical pack, a theory class with fees, or a theory class with a practical pack and fees. This code can be used once only, and cannot be combined with other promotions or subscriptions. It cannot be exchanged for driving practice, fees, examinations, cash or gift cards, or for previous purchases. Offer exclusive to imaginBank and Dribo customers. You must download the Dribo app to use the service and enter the code to access the special offer. Promotion valid until 31 December 2024.

8. GoStudent

TERMS AND CONDITIONS OF THE PROMOTION

The product or service advertised is provided by GoStudent. The discount is offered by ImaginersGen S.A. to imaginTeens users. ImaginersGen S.A. only provides this offer to imaginTeens customers with more advantageous terms and conditions. ImaginersGen has not verified that the product or service is provided correctly and we cannot guarantee that this is the case. The provision of this service corresponds exclusively to GoStudent, with whom you will sign the corresponding contract if you finally decide to sign up for the service. We do not assume any type of liability arising from your relationship with GoStudent. Should you experience any problems or issues after you purchase the product/service, please contact GoStudent Customer Service directly by telephone. imaginTeens customers can sign up for the GoStudent service, with the following terms and conditions: 15% discount on any subscription. Additional 5% off for early payment. x1 free class. x1 call with a GoStudent education adviser. The promotion is valid from 1 October 2022 to 31 December 2024. 
Once you sign up with GoStudent, this company will be the controller of your data for the execution of the contracted product or service and will inform you about the processing of such data.

9. RegaloOriginal.com

TERMS AND CONDITIONS OF THE PROMOTION

The product or service advertised is provided by RegaloOriginal.com. The discount is offered by ImaginersGen S.A. to imaginTeens users. ImaginersGen S.A. only provides this offer to imaginTeens customers with more advantageous terms and conditions. ImaginersGen has not verified that the product or service is provided correctly and we cannot guarantee that this is the case. The provision of this service corresponds exclusively to RegaloOriginal.com, with whom you will sign the corresponding contract if you finally decide to sign up for the service. We do not assume any type of liability arising from your relationship with RegaloOriginal.com. Should you experience any problems or issues after you purchase the product/service, please contact RegaloOriginal.com Customer Service directly by telephone. 
imaginTeens customers can sign up for the RegaloOriginal.com service, with the following terms and conditions: 15% discount on all RegaloOriginal.com products. Surprise them with breakfast deliveries and personalised products. When you enter the code at the checkout, it will be applied directly at payment. It cannot be combined with other offers, promotions or discounts, and does not include delivery costs. For more information, please contact 91 800 5497 or [email protected]. Offer valid until 31/12/2024. Once you sign up with RegaloOriginal.com, this company will be the controller of your data for the execution of the contracted product or service and will inform you about the processing of such data.

LEGAL CONDITIONS

Information on processing personal data.
The Data Controller is imaginersGen, S.A. with Tax ID number (NIF) A-61363339 and registered address at Carrer de l'Estany 1-11, pl 5, 08038 Barcelona. Data Protection Office contact details: http://www.caixabank.com/delegadoprotecciondedatos. The data requested is necessary for the administration and execution of the promotion, and shall be processed for this purpose; it will also be processed to comply with the required regulatory obligations. This data may be disclosed to public authorities and organisations in order to comply with legal obligations, as well as to service providers and third parties necessary for the administration and execution of the contractual relationship. The data will be processed while the established relationships remain in force and will be kept (during the limitation period of the actions deriving from these relationships) for the sole purpose of fulfilling the required legal obligations, and for the formulation, exercise or defence of claims against the Data Protection Authority. The data subject may exercise their rights in relation to said data in accordance with the current regulations by sending an email to: [email protected]. You may also direct any claims deriving from the processing of personal data to the Spanish Data Protection Agency (www.agpd.es). Once you sign up with PortAventura + Ferrari Land, Colvin, Rituals or Dribo, these companies will be the controllers of your data for the provision of the product or service purchased, and will inform you about the processing of such data.

NRI: 7571-2024/09542

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