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Amount. Maximum € 100,000. |
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Interest-only period. You can choose to pay lower instalments over the first two years by paying interest only. |
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Maximum term. Up to 10 years, including the interest-only period, enabling you to tailor the instalments to your needs. |
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No commissions. € 0 in arrangement, appraisal and early repayment fees. |
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Interest rate. An exclusive interest rate for financing enrolment on IESE courses, specially designed for the next generation of talent. |
You can use this loan to finance up to 100 % of the enrolment costs, with special terms and conditions:
To apply or for more information, please write to [email protected]
Residents in Spain
| Features | With bank guarantee | With direct deposit for the salary or professional income 1 | Other cases |
|---|---|---|---|
| % Financing | 100 % | 80 % | 80 % |
| Fixed interest rate | 5.00 % | 5.00 % | 6.25 % |
| Effective APR | 5.12 %2 | 5.12 %3 | 6.43 %4 |
| Arrangement fee | € 0 | € 0 | € 0 |
| Appraisal fee | € 0 | € 0 | € 0 |
| Repayment fee | € 0 | € 0 | € 0 |
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Instalments for a total term of 10 years |
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| Example amount | € 80,000 | € 80,000 | € 80,000 |
| Interest-only (first 2 years) | € 333.33 | € 333.33 | € 416.67 |
| Remaining years (8 years) | € 1,012.79 | € 1,012.79 | € 1,061.08 |
ADVERTISING
1. Salary or professional income (amounts not cumulative) > €2,000/month required.
2. Representative example: 5.12 % APR calculated for a loan of € 80,000 to be drawn down in a single sum. For a total term of 10 years (2 years of grace period and 8 years of amortisation) you would pay 24 monthly instalments of € 333.33 (during the grace period) and 95 monthly instalments of € 1,012.79 and a final one of € 1,013.22 (during the amortisation period). Total amount owed: € 105,228.19 (principal € 80,000 + interest € 25,228.19). Total cost of the loan: € 25,228.19. There are no start-up or arrangement fees. French repayment system.
3. Representative example: 5.12 % APR calculated for a loan of € 80,000 to be drawn down in a single sum. For a total term of 10 years (2 years of grace period and 8 years of amortisation) you would pay 24 monthly instalments of € 333.33 (during the grace period) and 95 monthly instalments of € 1,012.79 and a final one of € 1,013.22 (during the amortisation period). Total amount owed: € 105,228.19 (principal € 80,000 + interest € 25,228.19). Total cost of the loan: € 25,228.19. There are no start-up or arrangement fees. French repayment system.
4. Representative example: 6.43 % APR calculated for a loan of € 80,000 to be drawn down in a single sum. For a total term of 10 years (2 years of grace period and 8 years of amortisation) you would pay 24 monthly instalments of € 416.67 (during the grace period) and 95 monthly instalments of € 1,061.08 and a final one of € 1,061.03 (during the amortisation period). Total amount owed: € 111,863.71 (principal € 80,000 + interest € 31,863.71). Total cost of the loan: € 31,863.71. There are no start-up or arrangement fees. French repayment system.
These financing terms are only valid for new transactions. Approval is subject to an analysis of the applicant's credit rating and repayment capacity, in accordance with CaixaBank's risk policies.
NRI: 10515-2026/09542