1. The fee for the included services is €0 per month as a member of this group. If you are not part of this group, the fee for the included services will be €0 per month, provided that (a) you have a salary of €600 or more per month or a pension of €300 or more per month directly deposited into your Día a Día account, or you have recurring income into your account equal to or greater than €750 per month or €9,000 per year, and (b) you have made at least three payments with any CaixaBank Payments & Consumer card in the quarter prior to the settlement (excluding company cards and cards co-issued with a third party, e.g. cards issued jointly with another merchant or brand), or you have received three or more direct debit bills paid through CaixaBank in the quarter prior to charging the fee, or you have your monthly self-employed Social Security or professional tax payments directly debited at CaixaBank. If you do not meet any of the requirements, the fee is €60 per quarter. A fee is charged for each set of accounts with the same combination of holders. If you go to the branch to complete an operation that you can carry out at an ATM, CaixaBank digital banking, or another self-service channel, such as paying bills (excluding taxes), cash withdrawals, internal and external transfers, cheque deposits, cheque book applications and position requests, balance or statement enquiries, we may charge you €2 per operation. This fee does not apply to people over the age of 65, people under the age of 18 or people who require personal attention or support to access the service. It will also not apply if the branch's ATMs are temporarily out of order. More information at www.caixabank.es. The account is not remunerated. The APR may vary depending on whether the customer meets the discount requirements and depending on the average customer balance as a result of the application of fees for a fixed amount. Fully discounted account: 0% AER, 0% NIR. The AER is calculated for the account of a customer that meets the free-of-charge requirements and that maintains an average balance of €5,000 for one year. Non-discounted account: -4.71% APR, 0% NIR. The APR is calculated for the account of a customer that does not meet any free-of-charge requirements (€60 fee per quarter) and maintains an average balance of €5,000 for one year.. All account holders must be individuals. The fee reductions will be extended to all the accounts you hold. This means that in the case of joint holders, the other holders with whom you share accounts will be able to view the information about meeting the requirements for the fee reduction as well as the reason why fee reductions apply to them because you fulfil the specified requirements. Excludes HolaBank Living Solutions accounts, CaixaBank Online Account, Basic Payment Account, imaginBank, currency accounts, and accounts belonging to groups with special agreements, which will maintain their special terms.

2. Credit cards issued by the hybrid payment entity CaixaBank Payments & Consumer, E.F.C., E.P., S.A.U. ("CPC"), domiciled at Avenida de Manoteras n.º 20, Edificio París (28050 Madrid). CaixaBank, S.A. acts as the agent of the card issuing entity. The system chosen by CPC to protect the funds of payment service users is to deposit them in a separate account opened with CaixaBank, S.A. Issuance of the card subject to approval by CPC. You can view the prices usually applied to the banking services most frequently provided (Annex 1) at: www.caixabank.es/fees