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Businesses

Tap to Pay on iPhone

Accept contactless payments on your iPhone and the Smartphone TPV app

More information

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  • Businesses

    Tap to Pay on iPhone

    Accept contactless payments on your iPhone and the Smartphone TPV app

    More information

Tap to Pay on iPhone. No need for terminals

With the Smartphone TPV app, you can accept all kinds of in-person contactless payments directly on your iPhone. No terminals, readers or other devices.

Increase the scope of your business

Accept contactless payments and do business in more places with Tap to Pay on iPhone. Reach more customers with a simpler payment method, take payments on the go and discover new solutions to serve your customers faster. You just need an iPhone and the Smartphone TPV app.

No other devices required

Since you don't have to buy or manage card terminals or readers, Tap to Pay on iPhone makes it easier for you to start or grow a business. Just open your iPhone and the Samrtphone TPV app and anyone can accept contactless payments. It couldn't be easier.

Privacy and security built in

Tap to Pay on iPhone uses the integrated privacy and security features of the iPhone to protect your company's and your customers' data. When you pay with a card, Apple doesn't store card or PINs on your iPhone or on its servers. In other words, the details of the businesses and customers are theirs and nobody else's.

Transactions with a PIN are protected

Tap to Pay on iPhone automatically displays a screen to enter the PIN when a transaction requires it. Meanwhile, the service prevents any background apps from accessing any read sensor that could reveal the PIN digits. This way, the merchant's iPhone can't use the photo, video or screen recording and capture features to register a customer's PIN or card details when making a payment.

Accessible to all

Customers who need visual or some other kind of assistance can use the accessibility features built into Tap to Pay on iPhone to enter their PIN securely. They will receive audio instructions to draw numbers on the screen or tap it once for 1, twice for 2, and so on. And to confirm the PIN, they just have to swipe right using two fingers.

Accept payments with any card

How does Smartphone TPV work?
0
Download the app

Sign up for Smartphone TPV with your adviser and download the Smartphone TPV on your iPhone from the App Store.

How does Smartphone TPV work?
0
Enter the amount

Indicate the amount of the sale on the application.

How does Smartphone TPV work?
0
Charge the amount

Ask your customer to hold their mobile phone or contactless card near the top of the iPhone, where the contactless symbol appears and, if necessary, enter the PIN.

How does Smartphone TPV work?
0
Send the receipt

Once the payment is confirmed, send the receipt to the customer by email, QR or by showing it on the screen.

How does Smartphone TPV work?
0
Review each sale

You can view your transaction history and details of each operation.

Sign up for the MyCommece Smartphone Flat Rate1

To use the Smartphone TPV app on your iPhone, you will need to sign up for the MyCommerce Smartphone Flat Rate.

  • The rate is flexible and adjusts automatically based on your monthly turnover, with multiple tiers.
  • Save without having to pay more in those months with a lower turnover.

These are the monthly prices based on your turnover:

Tier

Monthly turnover

Monthly price (Discount rate)

1

Up to 2,000.00 €

6 €

2

From 2,000.01 € to 4,000.00 €

18 €

3

From 4,000.01 € to 6,000.00 €

30 €

4

From 6,000.01 € to 8,000.00 €

38 €

5

From 8,000.01€ to 10,000.00 €

49 €

6

From 4,000.01 € to 6,000.00 €

74 €

7

From 15,000.01 € to 20,000.00 €

94 €

8

From 20,000.01 € to 25,000.00 €

114 €

For billing of €25,000.01 and higher, the fee will be €114 plus 1.15% (minimum of €0.05 per transaction) of the monthly turnover in excess of €25,000.00.

Price per terminal contracted:

POS terminal

Monthly price

Price for the first Smartphone POS Terminal

Free

Price for each additional terminal (physical or eCommerce)2

9 € + VAT3

Price for each additional smartphone POS terminal4

3 € + VAT3

FAQs

What is a Smartphone TPV and who is it for?

Mainly for businesses that need mobility. Smartphone TPV is a solution for businesses, professionals and the self-employed that lets them accept contactless payments for any amount using a mobile, without needing additional hardware.

What devices are compatible with the Smartphone TPV app?

The app is compatible with Android version 8 and higher with an NFC card reader, and with iOS devices version 17 and higher.

How does the contactless payment system work on Smartphone TPV?

Smartphone TPV uses the NFC system on the phone to accept contactless payments with Visa and MasterCard cards.

Is accepting payments for any amount with Smartphone TPV secure?

Yes, Smartphone TPV lets you carry out secure transactions, including those that require the card's PIN.

What are the advantages of Smartphone TPV compared to other payment methods?

It offers greater mobility, improves the shopping experience, lets you manage sales and refunds from the same application, and send receipts via email or QR.

How can I send a transaction receipt to my customers?

You can send the receipt by email or using a QR code generated by the application when the purchase is complete.

Can I view the history of transactions made with Smartphone TPV?

Yes, the app lets you view in real time a record of all transactions and the details of each.

What should I do if I have problems with the Smartphone TPV app?

If you have any problems or questions, you can contact technical support through the app or the official website.

How do I install Smartphone TPV?

Smartphone TPV is available in the App Store and on Google Play. Once you sign up, enter the credentials you'll receive by email to turn your mobile into a POS terminal.

Contact my adviser

Contact your adviser to get Smartphone TPV

Contact my adviser

Payment method services marketed through CaixaBank, SA, agent of Comercia Global Payments Entidad de Pago, SL, with tax ID (NIF) B65466997 and listed in the Bank of Spain Official Register of Companies under code 6802. The system chosen by Comercia Global Payments, Entidad de Pago, S.L. to protect customers' funds is to deposit them in a separate bank account opened with CaixaBank, S.A.
Tap to Pay on iPhone requires a compatible payment app and the latest version of iOS. To update to the latest version, go to Settings > General > Software update. Select download and install. Your payment app may not accept all contactless cards. Transaction limits may apply. The Contactless symbol is a trademark owned by EMVCo, LLC and used with its permission. Tap to Pay on iPhone is not available in all markets. See what countries and regions it's available in at https://developer.apple.com/tap-to-pay/regions.

1. Except for POS Tablet and Addon Payments, which have their own conditions. The registration fee for the Cyberpac POS terminal is not included in the rate. Cards from special brand such as Amex, UPI, Diners, MC Wholesale Travel and B2B Virtual Payments, will have their own conditions. The Bizum and Alipay payment methods have their own conditions.

2. Maintenance price not applicable to tablet POS terminal and Addon Payments.

3. VAT or indirect taxes applicable based on the geographic location and in accordance with the applicable laws.

4. The Smartphone POS terminal application is compatible with Android version 8 and higher.

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