CaixaBank Consumo 7, F.T.

Articles of Association

Name:	CAIXABANK CONSUMO 7, FONDO DE TITULIZACIÓN
VAT Registration No:	V23953805
LEI code:	959800KYJ39KPJ0ENR73
Issue amount:	€ 2.038.800.000,00
Set-up date:	December 9th, 2025
Disbursement date:	December 15th, 2025
Payment dates:	January 23rd, April 23rd, July 23rd and October 23rd of each year
Legal Final Maturity Date:	April 23rd, 2038
Characteristics:	Fund with open-end assets during the Revolving Period and closed-end liabilities
STS:	Verified by STS Verification International GmbH ("SVI")
Legal framework:	Law 5/2015 of April 27; Regulation (EU) 2017/2402

Serie	Initial amount	Current rating	interest rate	ISIN code
Class A	€ 1.716.800.000,00	Aaa(sf) (Moody’s) AA(low)(sf) DBRS	Euribor 3M + 0,70%	ES0305970008
Class B	€ 100.900.000,00	A1(sf) (Moody’s) A(low)(sf) DBRS	Euribor 3M + 1,20%	ES0305970016
Class C	€ 80.700.000,00	Baa2(sf) (Moody’s) BBB(sf) DBRS	Euribor 3M + 1,55%	ES0305970024
Class D	€ 60.600.000,00	Ba1(sf) (Moody’s) BB(high)(sf) DBRS	Euribor 3M + 2,75%	ES0305970032
Class E	€ 60.600.000,00	B3(sf) (Moody’s) NR(No rating) DBRS	Euribor 3M + 4,65%	ES0305970040
Class R	€ 20.200.000,00	A2(sf) (Moody’s) A(high)(sf) DBRS	Euribor 3M + 1,75%	ES0305970057

Unitary face value:	€ 100,000
Amortization:	At the end of the Revolving Period, according to the redemption of the Loans (“pass through”). Series A, B, C, D y E: Pro-rata amortization (unless sequential amortization event occurs). Series R: Turbo amortization.
Subordination:	If a sequential amortization event occurs, Series B is subordinated to Series A, Series C to Series B, and so on, up to Series E.

Unitary face value:

€ 100,000

Amortization:

At the end of the Revolving Period, according to the redemption of the Loans (“pass through”).

Series A, B, C, D y E: Pro-rata amortization (unless sequential amortization event occurs).

Series R: Turbo amortization.

Subordination:

If a sequential amortization event occurs, Series B is subordinated to Series A, Series C to Series B, and so on, up to Series E.