CaixaBank (Go to home)
Finance your car with flexible terms and 100% online
Loans from €3,000
Choose the amount that best suits your needs.
No fees
Enjoy your loan with no start-up fees.
Fast, easy and convenient
Apply for your loan easily and 100% online.
Be thrilled for just €170 a month
Let's look at an example for a €9,131 loan to be paid back in 69 months at 9.38% APR:
- The APR (annual percentage rate) is 9.38%.
- The NIR (nominal interest rate) is 9.00%.
- You pay in total:
- The total amount owed will be €11,729.96.
- This includes the amount of the loan (€9,131) plus interest (€2,598.96).
- The cost of the loan will be:
- The total cost of the loan for you will be €2,598.96 (that is the interest you pay).
- And you pay it in monthly instalments of:
- €170 each month (for 68 months).
- The last payment will be €169.96.
Terms and Conditions of the loan
- The approval of this loan is subject to the analysis of the applicant's credit rating and repayment capacity in accordance with the bank's risk policies.
- The loan is repaid based on the French repayment system.
- There is no opening fee.
- The minimum amount of the loan is €3,000 and the maximum is €30,000.
- Repayment periods can be up to 72 months depending on the amount requested through digital channels.
Applying for your personal loan is simple
Sign in to the CaixaBank app
Sign in to the app, go to the loans section and tap “Calculate my payment”.
Calculate your loan
Choose the amount and term that suit you best. We will then calculate your payments.
Answer in less than 24 hours
We will give you an answer on the status of your application within 24 hours.
FAQs about the car loan
A CaixaBank car loan is a facility designed to finance the purchase of a car or motorbike.
You can ask for between €3,000 and €30,000 and repay the loan in up to 72 months. The process is 100% online with no opening fee and using the French repayment system, which means you make fixed monthly payments.
No. Approval of the loan depends on the analysis of your credit rating and repayment capacity in accordance with CaixaBank's risk policies. This means that before approving the loan, the bank will review your financial situation to make sure you can repay it.
The repayment period for CaixaBank's car loan can be up to 72 months. This means you can spread paying back the loan over a longer period of time to suit your financial needs.
Are you not a CaixaBank customer yet?
Become a customer now, 100% online, and make the most of all the benefits we have to offer.
