1. This credit card is issued subject to an analysis of the applicant's credit rating and their capacity to repay, in keeping with the risk policies of CaixaBank Payments & Consumer, E. F. C., E. P., S. A. U. Card issued by the hybrid payment entity CaixaBank Payments & Consumer, E. F. C., E. P., S. A. U. ("CPC"), with tax code A-08980153, listed in the Bank of Spain's Official Register of Companies with code 8776. CaixaBank, S.A. acts as the agent of the card issuing entity. The system chosen by CPC to protect the funds of payment service users is to deposit them in a separate account opened with CaixaBank, S.A.
2. Includes 24 transfers a year made through electronic channels, with the following features: individual order to issue a non-urgent transfer in euros to EU countries, with correct, complete details, up to a maximum amount of €20,000.
3. Services managed by Multiasistencia S.A.
4. We may pass on charges made by other banks for the use of their ATMs.
5. MyBox insurance policies have an initial duration of three years and the payment method of the premium is monthly (the advance payment/single premium option, in which the price of the first insurance period is paid in full on the date on which the insurance takes effect, is reserved for Premier Banking or Private Banking customers). No surcharges will be applied for splitting the payment. For MyBox Vida life insurance, the price depends on the capital of the insured person and the age of the insured person when taking out the life insurance policy. Customers over 62 and up to 67 years of age can take out MyBox Vida life insurance with death cover. You can access MyBox Funeral when you take out a MyBox Vida policy. The MyBox Senior Health insurance plan does not allow advance payment. MyBox Funeral can be taken out from 18 to 66 years of age. If the insurance policy is renewed, the renewal premium may be recalculated in accordance with the conditions of the policy. From the fourth year, the MyBox insurance policy will be renewed automatically every year. Subject to the conditions of MyBox.
You can see more about the terms and conditions of the contract process at any CaixaBank branch. Information subject to the general, specific and special terms and conditions of each policy, as well as to the terms and conditions of subscription and contracting.
VidaCaixa, S.A.U. de Seguros y Reaseguros life insurance and SegurCaixa Adeslas, S.A. de Seguros y Reaseguros non-life insurance. CaixaBank, S.A., exclusive banking and insurance operator of VidaCaixa, S.A.U. de Seguros y Reaseguros, and authorised by SegurCaixa Adeslas, S.A., with tax ID number A08663619 and registered address at Calle Pintor Sorolla, 2-4, 46002 Valencia. Listed in the Registry of Insurance and Reinsurance Distributors of the Directorate-General of Insurance and Pension Funds under code C0611A08663619. It has the corresponding professional civil liability insurance in place to cover any liabilities that may arise due to professional negligence, in accordance with current legislation. Visit the company website for more information.