It is a deposit in which you can deposit and withdraw money immediately and without any penalty.
We answer your queries on current accounts
In addition to depositing and withdrawing money, the account, which is identified using an IBAN, is the basis for performing other banking operations such as making transfers to another current account (your own or belonging to a third party) or to allow you to receive bills by direct debit (such as electricity bills or a gym membership). You can find more information on these operations at the following link.
The most common costs for using your current account can be found in the Fees Notification Document (FND). This document is available on this website by accessing each type of account.
You can also view the prices usually applied to the banking services most frequently provided (Annex 1) at the following link.
You can do this through a branch or this website. During the registration process, we will tell you which documentation or information you must provide.
Especially if you open the account online, please carefully read the pre-contractual documentation and the contract that we will show you and ask us any questions you have on the following free telephone number (+34) 900 40 40 90.
Yes, but you must bear in mind that the other people who share the account with you can operate and withdraw all the money from the account without any need for your authorization
We will be able (we will not be obliged) to pay for you to avoid problems with the recipient of the money, but bear in mind that we will charge you for the money we have lent you. You must notify us if you do not want us to do this.
We will apply the equivalent of the currency you want in Euros plus a percentage. Here you can see the exchange rates we apply:
Exchange rates for foreign currency purchase and sale transactions
We will have to see what has happened, but it is essential that you report any incident that has happened as fast as you can. Here is the link with different telephone contacts that you can call according to the incident you have.
CaixaBank is a member of the Deposit Guarantee Fund for Credit Institutions, which guarantees €100,000 per depositor in credit institution. If you want more information, you can find it here.
Bank of Spain Bank Customer Website.
Finanzas para todos [Finance for all] (information website created by the Bank of Spain and the Spanish Securities Market Commission).