Why should you take out Adeslas Full Health Insurance?

  • Your health in the best hands

    Seguro médico Adeslas Plena de CaixaBank
    • You’ll have the country’s most extensive medical pool at your service, with 44,000 professionals and 1,150 medical centres.
  • Say goodbye to long waiting lists

    Seguro médico de CaixaBank
    • Save time and choose a timeslot to access primary care, specialist doctors, and diagnostic resources.
  • All the amenities in the case of admissions

    • Medical and surgical hospital care for an unlimited number of days, with a bed for your companion.

Access the medical directory and find the best specialists for your needs

  • Reconstructive plastic surgery
  • Psychology and psychotherapy
  • Podiatry
  • IUD, including the cost of the device and fitting
  • Congenital diseases of the newborn
  • Childbirth preparation, amniocentesis, prenatal tests, and everything related to childbirth
  • Foetal DNA in maternal blood test
  • Ambulance service
  • 50% reimbursement of up to €500 per person for rehabilitation and physiotherapy expenses
  • 50% reimbursement of up to €200 per insured person for podiatry expenses
  • Primary care
  • Medical and surgical specialities
  • Outpatient and hospital emergencies
  • Hospitalisation
  • Diagnostic methods, including those using advanced technologies
  • Special treatments such as haemodialysis and chemotherapy
  • Cancer treatments
  • Implants and surgical prostheses
  • Intraocular lenses in cataract surgery (monofocal and bifocal)
  • Autologous bone marrow transplantation and corneal transplantation
  • Travel assistance abroad up to a limit of €12,000/year per insured person

Additional services:

  • General medical, child, and psychological and emotional counselling
  • Counselling for pregnant women
  • Second medical opinion
  • Prevention programmes
  • Refractive eye surgery
  • 24-hour medical support helpline
  • Assisted reproduction at network-affiliated centres (see terms and conditions)
  • Cryopreservation of stem cells (see terms and conditions)

These are the amounts paid for particular services, helping you to offset your monthly health insurance payments.

The copayment amount varies according to the type of healthcare and/or medical speciality.

Copayments do not apply to hospital admissions, surgical procedures, or treatments such as chemotherapy, radiotherapy, and haemodialysis.

Nursing (per session)

2,00 €

Consultations: general medicine and paediatrics

2,70 €

Podiatry/Rehabilitation (per session)

2,70 €


5,50 €


9,00 €

Genetic testing, nuclear medicine, angiography, vascular haemodynamics, polysomnography, magnetic resonance imaging (MRI), computerised axial tomography (CT), lithotripsy

12,00 €

All other tests and procedures

4,00 €

You can process the required authorisations for specific services quickly and efficiently, many of which can be requested online with a standard 48-hour response time. Therefore, if one of our healthcare professionals prescribes a service that requires authorisation, all you have to do is present the prescription, and we will process it for you.

The following services and tests require authorisation:

  • Hospital admissions
  • Medical tests.
  • Rehabilitation.
  • Clinical psychology.

All the coverages can be accessed immediately, except for those that include a specific waiting period, ranging from 3 to 10 months.

A waiting period is the period of time during which certain coverages included in the policy are unavailable.

There are no waiting periods in the event of emergency surgery, obstructed labour, or premature births that occur before the 28th week of gestation.

Customers coming from a private health policy with similar coverage to this product and who have been policyholders for more than 10 months will be exempt from waiting periods (see terms and conditions).

The following services have waiting periods:

3 months for:

  • Special treatments: electoradiotherapy, lasertherapy in treatments with photocoagulation in ophthalmology and in musculoskeletal rehabilitation.
  • High-tech diagnosis resources: immunohistochemistry, ergometry, Holter, electrophysiology and therapy studies, nuclear medicine, amniocentesis and karyotypes, polysomnography, PET, CAT, PET/CAT. And genetic tests.
  • Outpatient surgeries.

6 months for:

  • Tubal ligation and vasectomy.
  • Interventionist diagnosis techniques: vascular and visceral interventional radiology and vascular hemodynamic.

10 months for:

  • Other special treatments: dialysis and artificial kidney, lasertherapy: surgical laser in peripheral vascular surgery, coloproctology, gynaecological, otorhinolaryngological and dermatological surgical procedures. Renal lithotripsy, Chemotherapy, radiation oncology.
  • For the insurer to cover the cost of the covered prosthesis and its implantation.
  • In-patient and day surgery admissions and procedures.